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Texas • SBA 7(a)
Verified application

You bought a Texas business with SBA 7(a). Now run it without unforced errors.

Private peer Slack community + practical templates for SBA 7(a) owner-operators who are now the full-time CEO. Cash flow, people, and lender-ready execution — built to keep you in control.

The personal guarantee is real.
If you're carrying a PG, you're not "overthinking it." The stress is normal. This is a supportive room with other Texas owners living with the same constraints.
Slack access is waitlisted while we onboard in waves and keep the room high-signal.

Owner-to-owner

Built for mid-career operators stepping into ownership — not spectators.

Personal guarantee reality

The stakes are real. We focus on calm, repeatable operating habits — the stuff that keeps you out of trouble.

Slack-based, daily conversation

A low-noise room for real-time questions and operator talk — cash, people, vendors, and "what do I do next?"

Membership tiers

Start simple. Upgrade as you want deeper support. Slack access is application-based and currently waitlisted while we open in small batches.

Texas SBA 7(a) Newsletter

Free

Short, operator-grade notes for Texas SBA borrowers. No hype.

  • First-year execution notes (cash, people, lender hygiene)
  • Templates + checklists as we build them
  • Texas-specific deal/operator realities

Paid newsletter + private audio

Paid

Deep dives, interviews, and borrower/operator specifics — built for 7(a).

  • In-depth operator interviews (what they did after close)
  • Private podcast / audio notes
  • Covenants, reporting, and lender mechanics explained plainly

Verified Slack community ($200/mo)

Waitlist

Slack-based daily conversation + templates with people who actually have SBA debt.

  • Application-based verification (real borrowers only)
  • Currently opening in small batches while we validate demand
  • Templates library + weekly scorecard cadence
  • Member perks: Texas SBA data products + discounted VA hiring

Peer Circles (moderated)

Coming soon

Matched group of 5–7 similar operators. In-person monthly meetups + coaching.

  • Matched peers with similar business + SBA debt profile
  • Monthly in-person meetups (Texas metros)
  • Moderated by an executive coach
  • Speaker series, events, and warm intros
Why a waitlist?
We’re testing demand and onboarding in waves so the Slack stays high-signal from day one. Verified means: real borrowers, real stakes, and a supportive room.

The community

This is a Slack-based room for daily conversation about owning and running a small business — with SBA 7(a) constraints front and center.

  • Daily Q&A threads (fast answers, specific context)
  • Cash + covenant hygiene discussions (no shame, just clarity)
  • Texas operator resources (banks, CPAs, insurance, vendors)
  • Weekly rhythm: scorecard + cash check-in (simple, repeatable)

The vibe

You don't need to sound smart here. You need to get stable. Ask the "obvious" question. Share the messy detail. Get real operator answers.

We keep it high-signal: no guru content, no vague motivation posts, no dunking on people.

Who this is for

We built this for the Texas SBA 7(a) buyer who's now responsible for payroll, customers, and covenants — and wants to get in control fast.

  • You're an owner-operator (not a passive investor).
  • You bought (or are closing on) a cash-flowing small business in Texas using SBA 7(a).
  • You care about control + stability, not guru hype.
  • You feel the stakes (personal guarantees and an equity check are real).

The promise

This is a control community — not a hype community. You should leave with a clearer decision, a better template, or a calmer week.

If you want "make me rich" content, you'll hate this.

The early operator pitfalls (what we help you avoid)

Most SBA buyers don't fail from one big mistake — they fail from small, repeated unforced errors.

Cash control (13-week cash)

Build working-capital hygiene fast: AR/AP, payroll timing, and a weekly cash rhythm.

People + customers don't churn

Retain key staff, keep top accounts, and avoid a messy handoff that breaks what works.

Lender / SBA mechanics

Know what's normal: reporting cadence, covenants, insurance/collateral expectations, and rate resets.

Operating system

Weekly scorecard, meeting cadence, SOPs, and simple automation — built to run, not admire.

SBA Buyer Starter Pack (what's inside)

This is the starting line. We built it to reduce unforced errors when the stakes are high.

SBA Buyer Starter Pack (Texas SBA 7(a) buyer)

  • Week-by-week stabilization plan (cash, people, customers)
  • Owner scorecard + meeting cadence (what to look at, when)
  • Lender-ready reporting checklist (so the bank stays calm)

13-week cash flow template

  • Simple inputs: bank, AR, AP, payroll
  • Update weekly in <10 minutes
  • Actions list when cash gets tight

People + customer retention playbook

  • Key staff retention plan (what to say + what to change)
  • Top account risk review
  • Handoff communication checklist
We don't do hype. The pack is checklists + templates + a weekly rhythm you can actually run.

Resource Library

Public, high-signal learning links for SBA 7(a) business acquisitions — organized so you can go from zero to fluent faster.

6 sections • 30 resources
Learning path
A guided sequence to help you go from “new to 7(a)” to “confident enough to underwrite a deal and talk to lenders.” Use the search box to find a topic (we’ll highlight it across the path).

Podcast library

A curated set of shows and episodes for SBA-backed buyers. This is meant to help people get fluent faster — especially on the underwriting + deal-structure realities.

Starter Pack playlist
15 episodes that cover the majority of what new SBA buyers need to understand. Perfect if you’re new and want high signal.
  1. 1.
    The Fantastic Economics of SBA Loans
    Think Big, Buy Small
  2. 2.
    Davidov roll-up via SBA
    Acquiring Minds
  3. 3.
    Jerod Pierce SBA → 8-figure exit
    Acquiring Minds
  4. 4.
    $60m roll-up started with SBA
    Acquiring Minds
  5. 5.
    SBA Loan Secrets
    Acquisitions Anonymous
  6. 6.
    Bought a $10m business with $200k
    HoldCo Builders
  7. 7.
    Chenmark Permanent Equity
    Invest Like the Best
  8. 8.
    Beshore "Compound Interest Machine"
    Invest Like the Best
  9. 9.
    500+ SBA valuations (buyer risk)
    Let's Buy a Business
  10. 10.
    Add-ons with SBA (no money down)
    Let's Buy a Business
  11. 11.
    SBA rule impact
    Search Funded
  12. 12.
    SBA loan process + 2025 changes
    M&A Talk
  13. 13.
    Chenmark episode (Trish Higgins)
    Think Like an Owner
  14. 14.
    Bought a $3.4M business for $200k (includes SBA financing)
    My First Million
  15. 15.
    Ruback & Yudkoff — ETA
    Invest Like the Best
These are the core feeds for SBA-backed buyers. If you only follow a few shows, follow these.
Podcast
Will Smith
Acquiring Minds
Best single feed for SBA-backed buyers
Start here if you want real "here's exactly how we bought it + financed it + grew it" stories.
SBA
acquisitions
operator stories
Curated episodes
  • How to Use an SBA Loan to Roll Up from $6m to $140m
    Michael Davidov
  • From SBA Loan to High 8-Figure Exit
    Jerod Pierce
  • $60m Roll-Up That Started With an SBA Acquisition
    Onu Okebie & Brian Boland
  • SBA Acquisition to $9m Cash Exit in 5 Years
    Andy Rougeot
Tip: if an episode link is missing, search the show feed by title.
Podcast
Harvard Business School (Ruback & Yudkoff)
Think Big, Buy Small
Clean, teachable SBA mechanics
This is the "MBA-grade" ETA/SBA explainer feed — great for understanding the mechanics cleanly.
SBA mechanics
ETA
education
Curated episodes
  • The Fantastic Economics of SBA Loans
  • Episode featuring Bruce Marks (SBA lender; 1,000+ acquisition deals)
    Bruce Marks
Tip: if an episode link is missing, search the show feed by title.
Podcast
Acquisitions Anonymous
Deal breakdowns + SBA structuring in the trenches
More tactical / less polished (in a good way). Strong for real deal teardown and structuring discussion.
deal breakdown
structuring
SBA
Curated episodes
  • SBA Loan Secrets with Heather Endresen
    Heather Endresen
  • SBA Deal Structuring 101
Tip: if an episode link is missing, search the show feed by title.
Podcast
HoldCo Builders
Long-term holdco playbooks (often SBA-adjacent)
Good for "buy one, then build a machine" thinking — holdco systems and serial acquisition habits.
holdco
buy-and-build
operators
Curated episodes
  • How This Young Man Bought a $10m Business With Just $200k
    Bruce Marks
  • How Andrew Wilkinson Buys Small Businesses
    Andrew Wilkinson
  • How We Bought 12 Businesses with 12+ Acquisitions
    Nick Hatchka
Tip: if an episode link is missing, search the show feed by title.
Podcast
Alex Bridgeman
Think Like an Owner
Operators + search fund / permanent capital
More "how great CEOs run companies" than pure SBA — but foundational for your audience.
operators
permanent capital
CEO
Curated episodes
  • Trish Higgins, Chenmark Capital
    Trish Higgins • Permanent equity / holdco model
  • Chenmark Series 1: Founding Ideals
Tip: if an episode link is missing, search the show feed by title.
Podcast
Amplēo / Ryan Condie
Let's Buy a Business
Valuation + deal process + SBA angles
Useful when members are actively in deals — valuation, diligence, and lender-facing realities.
valuation
deal process
SBA
Curated episodes
  • Add-On Acquisitions with SBA with No Money Down
  • Buyer Risk After Doing Over 500 SBA Valuations in a Year
Tip: if an episode link is missing, search the show feed by title.
Podcast
My SBA Loan Pro Podcast
Pure SBA lending practitioner content
Narrow but valuable — especially for rules, underwriting realities, and lender mechanics.
SBA
underwriting
lenders
Curated episodes
Tip: if an episode link is missing, search the show feed by title.
Podcast
Search Funded: The ETA Podcast
Self-funded search + SBA rule impacts
Good "rules changed, here's what it means" feed — especially when SBA policy shifts.
ETA
policy
rules
Curated episodes
  • Is Now The Time for EtA in Emerging Markets? (New SBA rules…)
Tip: if an episode link is missing, search the show feed by title.
Podcast
Chicago Booth / Polsky Center
ETA Insider
Deep bench + long-running ETA archive
Huge back catalog you can mine over time — strong archive for ETA topics.
ETA
archive
education
Curated episodes coming soon.

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